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Dynamic Loan Calculator
Get personalized loan information based on your selection
Loan Summary
Personal Loan Features
Personal loans offer flexible financing for your individual needs without requiring collateral. These unsecured loans are perfect for consolidating debt, covering medical expenses, or financing major purchases with fixed monthly payments.
Quick Disbursement
Funds are typically transferred within 24-48 hours after approval, making it ideal for urgent financial needs.
No Collateral Needed
Your personal assets remain secure as these loans don’t require any property as security.
Flexible Usage
Use the funds for any personal purpose including weddings, vacations, or home renovations.
Fixed Interest Rates
Enjoy stable monthly payments with interest rates that remain constant throughout your loan term.
Eligibility Criteria
- Minimum age: 21 years, Maximum age: 60 years at loan maturity
- Minimum monthly income: 25,000 (varies by lender)
- Credit score of 650 or above preferred
- Stable employment history (minimum 1-2 years)
- Valid government-issued ID and proof of residence
Home Loan Solutions
Our home loan products are designed to help you purchase your dream property with competitive interest rates and flexible repayment options. Whether you’re buying a new home, constructing, or renovating, we have tailored solutions to meet your needs.
Long Repayment Tenure
Extended repayment periods up to 25 years to make home ownership more affordable.
Tax Benefits
Avail tax deductions on both principal and interest payments as per government regulations.
Competitive Rates
Enjoy lower interest rates compared to personal loans with flexible rate options.
Property Insurance
Optional insurance coverage to protect your property against unforeseen circumstances.
Eligibility Criteria
- Minimum age: 23 years, Maximum age: 65 years at loan maturity
- Stable income source with minimum 2 years employment history
- Property valuation and legal verification required
- Down payment of 10-20% of property value typically required
- All property documents must be clear and marketable
Business Loan Facilities
Grow your business with our customized SME loan products designed to meet your working capital needs, equipment financing, or expansion plans. We offer flexible repayment options and quick processing to support your business growth.
Working Capital Support
Finance your daily operations and manage cash flow effectively with tailored solutions.
Equipment Financing
Purchase new machinery or upgrade existing equipment with specialized loan products.
Business Expansion
Fund your growth initiatives including new locations, product lines, or market expansion.
Seasonal Flexibility
Customized repayment schedules to match your business cash flow patterns.
Eligibility Criteria
- Business should be operational for minimum 2-3 years
- Minimum annual turnover of 1,000,000 (varies by loan amount)
- Positive net worth and profitable operations preferred
- Business banking relationship with financial statements
- Collateral may be required depending on loan amount and business profile